Step 1: Determine your Budget
We recommend that the first step you take is to meet with a mortgage representative and become pre-approved. This process will give you an accurate price range of homes to look in and negotiating power when you write an offer on a home.
Step 2: Your Wish List
Write down the features you are looking for in a home. The size, style, amount of bedrooms, the amount of bathrooms, size of yard, lower level finishes, location, school district and any other preferences you may have. Bring this to your first meeting with your agent.
Step 3: Your Initial Outing
Your agent can provide you with homes that match your search criteria through the multi listing service and email you new listings as they come on the market. You also can search for homes on -line by using websites like Realtor.com, Trulia.com and Zillow.com for homes on the market. Your Elizabeth Real Estate agent can set appointments on any home you would like to view. Your agent can also supply information in regards to; real estate values, taxes, utility costs, municipal services/inspections, school district information, to help you make the decision that the home is a right fit for you.
Step 4: Making an Offer
Once you have found the home you wish to purchase, your agent will assist you in submitting an offer. You will review the contract and all riders completely so you understand all the contingencies within the contract. Once you have executed the offer, the seller has several options, accepting the offer, rejection the offer or countering the offer. Your Elizabeth Real Estate agent will negotiate the best possible terms for you.
Step 5: The Fine Details
Once the contract is accepted and signed by all parties your Elizabeth Real Estate agent will assist you with the following:
Step 6: Closing Day
You and your Elizabeth Real Estate agent will attend closing at the title company. You will sign all loan and title papers at that time. Once the funds have transferred to the seller you will own a new home. The deed will be recorded at the County Recorder of Deeds office and mailed to you by the title company. The title commitment will be sent to you, usually with in 4 to 6 weeks of closing.